{"id":22,"date":"2025-07-10T13:48:40","date_gmt":"2025-07-10T13:48:40","guid":{"rendered":"https:\/\/arrueinsurance.com\/?page_id=22"},"modified":"2025-08-28T22:56:17","modified_gmt":"2025-08-28T22:56:17","slug":"free-evaluation","status":"publish","type":"page","link":"https:\/\/arrueinsurance.com\/en\/free-evaluation\/","title":{"rendered":"Get a Free Evaluation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"22\" class=\"elementor elementor-22\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22d29bb e-flex e-con-boxed e-con e-parent\" data-id=\"22d29bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-09d228c e-con-full e-flex e-con e-child\" data-id=\"09d228c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e3f127 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"8e3f127\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Obt\u00e9n tu evaluaci\u00f3n gratis<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5030f45 elementor-widget elementor-widget-text-editor\" data-id=\"5030f45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Por favor, completa las siguiente preguntas para una evaluaci\u00f3n gratis.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e47f1ea elementor-widget elementor-widget-html\" data-id=\"e47f1ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\nform {\r\n      background-color: #ffffff;\r\n      padding: 2rem;\r\n      border-radius: 12px;\r\n      box-shadow: 0 2px 10px rgba(0,0,0,0.20);\r\n      width: max-width;\r\n      flex-direction: column;\r\n      align-items: center;\r\n      justify-content: center;\r\n      border-color:#7A7A7A;\r\n    }\r\n\r\nbutton[type=\"submit\"] {\r\n      margin-top: 2rem;\r\n    }\r\n    \r\n    hr {\r\n      border: none;\r\n      background-color: blue;\r\n      height: 2px;\r\n      margin: 20px 0;\r\n    }\r\n    \r\n<\/style>\r\n\r\n\r\n<div id=\"panel\">  \r\n  <form id=\"dataForm\">\r\n    <label for=\"income\">Ingresos Anuales<\/label><br>\r\n    <input type=\"number\" step=\"0.01\" id=\"income\" required><br><br>\r\n\r\n    <label for=\"dependents\">Dependientes<\/label><br>\r\n    <input type=\"number\" id=\"dependents\" min=\"0\" step=\"1\" required><br><br>\r\n\r\n    <label for=\"currentMonthPay\">Pago mensual actual<\/label><br>\r\n    <input type=\"number\" step=\"0.01\" id=\"currentMonthPay\" required><br><br>\r\n\r\n    <label for=\"isAnEmployerPlan\">\u00bfPosee un plan de empleador?<\/label><br>\r\n    <select id=\"isAnEmployerPlan\" name=\"option\">\r\n      <option value=\"No\">No<\/option>\r\n      <option value=\"Yes\">S\u00ed<\/option>\r\n    <\/select>\r\n \r\n    <button type=\"submit\" onclick=\"leerDatos()\">Evaluar<\/button>\r\n  <\/form>\r\n  <\/div>\r\n\r\n  <div id=\"panel2\">\r\n    <br><br><p>\r\n      Env\u00eda tus resultados e informaci\u00f3n de contacto para obtener una mejor cotizaci\u00f3n.\r\n    <\/p><br>\r\n    \r\n    <form id='contactInfo'>\r\n      <label for=\"fullName\">Nombre Completo<\/label><br>\r\n      <input type=\"text\" id=\"fullName\" required><br><br>\r\n\r\n      <label for=\"email\">Email<\/label><br>\r\n      <input type=\"email\" id=\"userEmail\" required><br><br>\r\n\r\n      <label for=\"phoneNumber\">N\u00famero de Tel\u00e9fono<\/label><br>\r\n      <input type=\"text\" id=\"phoneNumber\" required><br>\r\n      \r\n      <br><input type=\"checkbox\" id=\"whatsapp\" name=\"useWA\">\r\n      <label for=\"whatsapp\"> Utilizo WhatsApp<\/label><br>\r\n\r\n      <button type=\"submit\" onclick=\"enviarDatos()\">Enviar<\/button>\r\n    <\/form>\r\n  <\/div>\r\n\r\n  <script>\r\n\r\n    \/\/ Matrix FPL % | Maximum premium you pay as a percentage of your income\r\n  const premiumMatrix = {\r\n        100: 0,\r\n        101: 0,\r\n        102: 0,\r\n        103: 0,\r\n        104: 0,\r\n        105: 0,\r\n        106: 0,\r\n        107: 0,\r\n        108: 0,\r\n        109: 0,\r\n        110: 0,\r\n        111: 0,\r\n        112: 0,\r\n        113: 0,\r\n        114: 0,\r\n        115: 0,\r\n        116: 0,\r\n        117: 0,\r\n        118: 0,\r\n        119: 0,\r\n        120: 0,\r\n        121: 0,\r\n        122: 0,\r\n        123: 0,\r\n        124: 0,\r\n        125: 0,\r\n        126: 0,\r\n        127: 0,\r\n        128: 0,\r\n        129: 0,\r\n        130: 0,\r\n        131: 0,\r\n        132: 0,\r\n        133: 0,\r\n        134: 0,\r\n        135: 0,\r\n        136: 0,\r\n        137: 0,\r\n        138: 0,\r\n        139: 0,\r\n        140: 0,\r\n        141: 0,\r\n        142: 0,\r\n        143: 0,\r\n        144: 0,\r\n        145: 0,\r\n        146: 0,\r\n        147: 0,\r\n        148: 0,\r\n        149: 0,\r\n        150: 0,\r\n        151: 0.04,\r\n        152: 0.08,\r\n        153: 0.12,\r\n        154: 0.16,\r\n        155: 0.2,\r\n        156: 0.24,\r\n        157: 0.28,\r\n        158: 0.32,\r\n        159: 0.36,\r\n        160: 0.4,\r\n        161: 0.44,\r\n        162: 0.48,\r\n        163: 0.52,\r\n        164: 0.56,\r\n        165: 0.6,\r\n        166: 0.64,\r\n        167: 0.68,\r\n        168: 0.72,\r\n        169: 0.76,\r\n        170: 0.8,\r\n        171: 0.84,\r\n        172: 0.88,\r\n        173: 0.92,\r\n        174: 0.96,\r\n        175: 1,\r\n        176: 1.04,\r\n        177: 1.08,\r\n        178: 1.12,\r\n        179: 1.16,\r\n        180: 1.2,\r\n        181: 1.24,\r\n        182: 1.28,\r\n        183: 1.32,\r\n        184: 1.36,\r\n        185: 1.4,\r\n        186: 1.44,\r\n        187: 1.48,\r\n        188: 1.52,\r\n        189: 1.56,\r\n        190: 1.6,\r\n        191: 1.64,\r\n        192: 1.68,\r\n        193: 1.72,\r\n        194: 1.76,\r\n        195: 1.8,\r\n        196: 1.84,\r\n        197: 1.88,\r\n        198: 1.92,\r\n        199: 1.96,\r\n        200: 2,\r\n        201: 2.04,\r\n        202: 2.08,\r\n        203: 2.12,\r\n        204: 2.16,\r\n        205: 2.2,\r\n        206: 2.24,\r\n        207: 2.28,\r\n        208: 2.32,\r\n        209: 2.36,\r\n        210: 2.4,\r\n        211: 2.44,\r\n        212: 2.48,\r\n        213: 2.52,\r\n        214: 2.56,\r\n        215: 2.6,\r\n        216: 2.64,\r\n        217: 2.68,\r\n        218: 2.72,\r\n        219: 2.76,\r\n        220: 2.8,\r\n        221: 2.84,\r\n        222: 2.88,\r\n        223: 2.92,\r\n        224: 2.96,\r\n        225: 3,\r\n        226: 3.04,\r\n        227: 3.08,\r\n        228: 3.12,\r\n        229: 3.16,\r\n        230: 3.2,\r\n        231: 3.24,\r\n        232: 3.28,\r\n        233: 3.32,\r\n        234: 3.36,\r\n        235: 3.4,\r\n        236: 3.44,\r\n        237: 3.48,\r\n        238: 3.52,\r\n        239: 3.56,\r\n        240: 3.6,\r\n        241: 3.64,\r\n        242: 3.68,\r\n        243: 3.72,\r\n        244: 3.76,\r\n        245: 3.8,\r\n        246: 3.84,\r\n        247: 3.88,\r\n        248: 3.92,\r\n        249: 3.96,\r\n        250: 4,\r\n        251: 4.03,\r\n        252: 4.06,\r\n        253: 4.09,\r\n        254: 4.12,\r\n        255: 4.15,\r\n        256: 4.18,\r\n        257: 4.21,\r\n        258: 4.24,\r\n        259: 4.27,\r\n        260: 4.3,\r\n        261: 4.33,\r\n        262: 4.36,\r\n        263: 4.39,\r\n        264: 4.42,\r\n        265: 4.45,\r\n        266: 4.48,\r\n        267: 4.51,\r\n        268: 4.54,\r\n        269: 4.57,\r\n        270: 4.6,\r\n        271: 4.63,\r\n        272: 4.66,\r\n        273: 4.69,\r\n        274: 4.72,\r\n        275: 4.75,\r\n        276: 4.78,\r\n        277: 4.81,\r\n        278: 4.84,\r\n        279: 4.87,\r\n        280: 4.9,\r\n        281: 4.93,\r\n        282: 4.96,\r\n        283: 4.99,\r\n        284: 5.02,\r\n        285: 5.05,\r\n        286: 5.08,\r\n        287: 5.11,\r\n        288: 5.14,\r\n        289: 5.17,\r\n        290: 5.2,\r\n        291: 5.23,\r\n        292: 5.26,\r\n        293: 5.29,\r\n        294: 5.32,\r\n        295: 5.35,\r\n        296: 5.38,\r\n        297: 5.41,\r\n        298: 5.44,\r\n        299: 5.47,\r\n        300: 5.5,\r\n        301: 5.53,\r\n        302: 5.56,\r\n        303: 5.59,\r\n        304: 5.62,\r\n        305: 5.65,\r\n        306: 5.68,\r\n        307: 5.71,\r\n        308: 5.74,\r\n        309: 5.77,\r\n        310: 5.8,\r\n        311: 5.83,\r\n        312: 5.86,\r\n        313: 5.89,\r\n        314: 5.92,\r\n        315: 5.95,\r\n        316: 5.98,\r\n        317: 6.01,\r\n        318: 6.04,\r\n        319: 6.07,\r\n        320: 6.1,\r\n        321: 6.13,\r\n        322: 6.16,\r\n        323: 6.19,\r\n        324: 6.22,\r\n        325: 6.25,\r\n        326: 6.28,\r\n        327: 6.31,\r\n        328: 6.34,\r\n        329: 6.37,\r\n        330: 6.4,\r\n        331: 6.43,\r\n        332: 6.46,\r\n        333: 6.49,\r\n        334: 6.52,\r\n        335: 6.55,\r\n        336: 6.58,\r\n        337: 6.61,\r\n        338: 6.64,\r\n        339: 6.67,\r\n        340: 6.7,\r\n        341: 6.73,\r\n        342: 6.76,\r\n        343: 6.79,\r\n        344: 6.82,\r\n        345: 6.85,\r\n        346: 6.88,\r\n        347: 6.91,\r\n        348: 6.94,\r\n        349: 6.97,\r\n        350: 7,\r\n        351: 7.03,\r\n        352: 7.06,\r\n        353: 7.09,\r\n        354: 7.12,\r\n        355: 7.15,\r\n        356: 7.18,\r\n        357: 7.21,\r\n        358: 7.24,\r\n        359: 7.27,\r\n        360: 7.3,\r\n        361: 7.33,\r\n        362: 7.36,\r\n        363: 7.39,\r\n        364: 7.42,\r\n        365: 7.45,\r\n        366: 7.48,\r\n        367: 7.51,\r\n        368: 7.54,\r\n        369: 7.57,\r\n        370: 7.6,\r\n        371: 7.63,\r\n        372: 7.66,\r\n        373: 7.69,\r\n        374: 7.72,\r\n        375: 7.75,\r\n        376: 7.78,\r\n        377: 7.81,\r\n        378: 7.84,\r\n        379: 7.87,\r\n        380: 7.9,\r\n        381: 7.93,\r\n        382: 7.96,\r\n        383: 7.99,\r\n        384: 8.02,\r\n        385: 8.05,\r\n        386: 8.08,\r\n        387: 8.11,\r\n        388: 8.14,\r\n        389: 8.17,\r\n        390: 8.2,\r\n        391: 8.23,\r\n        392: 8.26,\r\n        393: 8.29,\r\n        394: 8.32,\r\n        395: 8.35,\r\n        396: 8.38,\r\n        397: 8.41,\r\n        398: 8.44,\r\n        399: 8.47,\r\n        400: 8.5,\r\n        };\r\n\r\n        const silverACAMatrix = {\r\n        0: 456,\r\n        1: 975,\r\n        2: 1300,\r\n        3: 1650,\r\n        4: 2000,\r\n        5: 2300,\r\n        6: 2350,\r\n        7: 2700\r\n        };\r\n\r\n  let income, dependents, currentMonthPay, isAnEmployerPlan;\r\n  let incomePercentOfFPL, maxSilverPlanPay, monthSavings, employerPlanAfford;\r\n  let fullName; phoneNumber, userEmail, whatsapp;\r\n\r\n    function leerDatos() {\r\n\r\n      \/\/ Obtain the inputs values\r\n      income = parseFloat(document.getElementById('income').value);\r\n      dependents = parseInt(document.getElementById('dependents').value);\r\n      currentMonthPay = parseFloat(document.getElementById('currentMonthPay').value);\r\n      isAnEmployerPlan = document.getElementById('isAnEmployerPlan').value;\r\n\r\n      \/\/ Validar que todos los campos se hayan ingresado correctamente\r\n      if (isNaN(income) || isNaN(dependents) || isNaN(currentMonthPay)) {\r\n        alert(\"Por favor, complete todos los campos correctamente.\");\r\n        return;\r\n      }\r\n\r\n   \/\/ Constants\r\n    const FPL = 15060;\r\n    const DEPENDANT_FACTOR = 5380;\r\n    const month = new Date().getMonth() + 1;\r\n\r\n    \/\/ Calculation of Income % of FPL\r\n    const divisor = FPL + (dependents * DEPENDANT_FACTOR);\r\n    incomePercentOfFPL = Math.round((income \/ divisor) * 100);\r\n\r\n    \/\/ Find the value on premiumMatrix \r\n    let premiumPercent;\r\n    if (incomePercentOfFPL > 99) {\r\n      premiumPercent = premiumMatrix[incomePercentOfFPL] ;\r\n    } else {\r\n     premiumPercent = \"NA\"\r\n    }\r\n\r\n    \/\/ Calculaion of maxMonthPremiumPay\r\n    let maxMonthPremiumPay;\r\n    if (premiumPercent > 0) {\r\n      maxMonthPremiumPay = (income * premiumPercent \/ 100) \/ 12;\r\n    } else {\r\n      maxMonthPremiumPay = 0;\r\n    }\r\n\r\n    \/\/ Find the value on Silver ACA Package Texas Estimate\r\n    let aveMonthPremiumPayACA;\r\n    if (dependents in silverACAMatrix) {\r\n    aveMonthPremiumPayACA = silverACAMatrix[dependents];\r\n    } else {\r\n    aveMonthPremiumPayACA = silverACAMatrix[7];\r\n    } \/\/ if the value exceds 7, take 7 as reference\r\n\r\n    \/\/ Calculation of Maximum Silver Plan Payment\r\n    maxSilverPlanPay = Math.round(maxMonthPremiumPay);\r\n\r\n    \/\/ Calculation of Monthly Savings\r\n    monthSavings = currentMonthPay - maxSilverPlanPay \r\n\r\n    \/\/ Calculation of Plan Affordability\r\n    let planAfford = Math.round(((currentMonthPay * 12)\/income) * 100)\r\n\r\n    \/\/ Determination of Employer Plan Affordability\r\n    employerPlanAfford;\r\n      if (isAnEmployerPlan === \"Yes\") {\r\n        if (planAfford > 9.02) {\r\n          employerPlanAfford = \"No\";\r\n        } else {\r\n          employerPlanAfford = \"Yes\";\r\n        }\r\n      } else {\r\n        employerPlanAfford = \"NA\";\r\n      }\r\n\r\n    \/\/ Results\r\n    document.getElementById('panel').innerHTML = `\r\n    <form>\r\n    Pago m\u00e1ximo del Silver Plan: <span><strong>$${maxSilverPlanPay.toFixed(2)}<\/strong><\/span>\r\n    <br><br> Porcentaje de ingresos del nivel federal: <span><strong>${incomePercentOfFPL}%<\/strong><\/span>\r\n    <br><br> Ahorros Mensuales: <span><strong>$${monthSavings.toFixed(2)}<\/strong><\/span>\r\n    <br><br> Asequibilidad del plan del empleador: <span><strong>${employerPlanAfford}<\/strong><\/span>\r\n    <hr>\r\n    <br><br><p>Descubre las p\u00f3lizas de seguro que se adaptan a ti<\/p>\r\n    <br><a href=\"https:\/\/arrueinsurance.com\/insurance\/insurance-policies\/\"><button type=\"submit\">Ver p\u00f3lizas<\/button><\/a>\r\n    <\/form>\r\n    `;\r\n    }\r\n\r\n    function enviarDatos() {\r\n      fullName = document.getElementById('fullName').value;\r\n      userEmail = document.getElementById('userEmail').value;\r\n      phoneNumber = document.getElementById('phoneNumber').value;\r\n      whatsapp = document.getElementById('whatsapp').checked ? \"Yes\" : \"No\";\r\n      \r\n      const data = {\r\n      income,\r\n      dependents,\r\n      currentMonthPay,\r\n      isAnEmployerPlan,\r\n      incomePercentOfFPL,\r\n      maxSilverPlanPay,\r\n      monthSavings,\r\n      employerPlanAfford,\r\n      fullName,\r\n      userEmail,\r\n      phoneNumber,\r\n      whatsapp\r\n    };\r\n\r\n    fetch(\"https:\/\/script.google.com\/macros\/s\/AKfycbxJMehAkWrsmuGGMZeX_0KJ3ROggvkDYrWSocgZbbZeBDwzhU5YkIkmyF492o4oPvs\/exec\", {\r\n      method: 'POST',\r\n      body: JSON.stringify(data)\r\n    })\r\n    .then(res => res.json())\r\n    .then(res => {\r\n      if (res.status !== \"success\") {\r\n        alert(\"Error al enviar.\");\r\n      }\r\n    })\r\n    .catch(err => {\r\n      console.error(err); \r\n      alert(\"Error de red al enviar.\");\r\n    });      \r\n\r\n    document.getElementById('panel2').innerHTML = `\r\n    <br><br><form>\u00a1Gracias! Pronto estaremos en contacto.<\/form>\r\n  `;\r\n    }\r\n    \r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Obt\u00e9n tu evaluaci\u00f3n gratis Por favor, completa las siguiente preguntas para una evaluaci\u00f3n gratis. Ingresos Anuales Dependientes Pago mensual actual \u00bfPosee un plan de empleador? NoS\u00ed Evaluar Env\u00eda tus resultados e informaci\u00f3n de contacto para obtener una mejor cotizaci\u00f3n. Nombre Completo Email N\u00famero de Tel\u00e9fono Utilizo WhatsApp Enviar<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"nf_dc_page":"","footnotes":""},"class_list":["post-22","page","type-page","status-publish","hentry"],"blocksy_meta":{"page_structure_type":"default","disable_share_box":"no","content_style_source":"inherit","styles_descriptor":{"styles":{"desktop":"[data-prefix=\"single_page\"] {background-color:initial;background-image:linear-gradient(47deg,#fdfbfb 0%,#ebedee 100%);}","tablet":"","mobile":""},"google_fonts":[],"version":6},"background":{"background_type":"gradient","background_pattern":"type-1","background_image":{"attachment_id":null,"x":0,"y":0},"gradient":"linear-gradient(47deg,#fdfbfb 0%,#ebedee 100%)","background_repeat":"repeat","background_size":"auto","background_attachment":"scroll","patternColor":{"default":{"color":"#e5e7ea"}},"overlayColor":{"default":{"color":"CT_CSS_SKIP_RULE"}},"backgroundColor":{"default":{"color":"#ffffff"}}},"has_hero_section":"default"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Get a Free Evaluation - Arrue Insurane<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/arrueinsurance.com\/en\/free-evaluation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Get a Free Evaluation - Arrue Insurane\" \/>\n<meta property=\"og:description\" content=\"Obt\u00e9n tu evaluaci\u00f3n gratis Por favor, completa las siguiente preguntas para una evaluaci\u00f3n gratis. 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