{"id":565,"date":"2025-07-29T19:09:13","date_gmt":"2025-07-29T19:09:13","guid":{"rendered":"https:\/\/arrueinsurance.com\/?page_id=565"},"modified":"2025-08-08T03:39:58","modified_gmt":"2025-08-08T03:39:58","slug":"inexpensive-catastrophic-healthcare-only","status":"publish","type":"page","link":"https:\/\/arrueinsurance.com\/en\/insurance\/inexpensive-catastrophic-healthcare-only\/","title":{"rendered":"Inexpensive Catastrophic Healthcare Only Plan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"565\" class=\"elementor elementor-565\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eaded7d e-flex e-con-boxed e-con e-parent\" data-id=\"eaded7d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a61ed7 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6a61ed7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plan de salud catastr\u00f3fico de bajo costo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0297299 elementor-widget elementor-widget-text-editor\" data-id=\"0297299\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Este plan de cobertura es una opci\u00f3n de bajo costo dise\u00f1ada para protegerte en caso de emergencias m\u00e9dicas graves o enfermedades inesperadas. Est\u00e1 pensado para personas j\u00f3venes o con ingresos limitados que no necesitan atenci\u00f3n m\u00e9dica frecuente, pero quieren estar cubiertos ante lo peor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9fe735a e-con-full e-flex e-con e-child\" data-id=\"9fe735a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb89664 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"cb89664\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cont\u00e1ctanos <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-111c6cb elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"111c6cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#example\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Mira un ejemplo<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0fad943 e-flex e-con-boxed e-con e-parent\" data-id=\"0fad943\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4ab2e25 e-con-full e-flex e-con e-child\" data-id=\"4ab2e25\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f250623 e-con-full e-flex e-con e-child\" data-id=\"f250623\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7610c78 e-con-full e-flex e-con e-child\" data-id=\"7610c78\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fe58b3 elementor-widget elementor-widget-heading\" data-id=\"4fe58b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 deber\u00edas contar con cobertura m\u00e9dica?\u200b<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26962dc e-con-full e-flex e-con e-child\" data-id=\"26962dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c7a7195 e-con-full e-flex e-con e-child\" data-id=\"c7a7195\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1efae2 elementor-widget elementor-widget-heading\" data-id=\"f1efae2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Protecci\u00f3n ante lo inesperado<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e77421a elementor-widget elementor-widget-text-editor\" data-id=\"e77421a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Este plan te cubre en situaciones m\u00e9dicas graves, como accidentes, cirug\u00edas o enfermedades importantes. Es tu red de seguridad para cuando realmente la necesitas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64bd1ae e-con-full e-flex e-con e-child\" data-id=\"64bd1ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee7264d elementor-widget elementor-widget-heading\" data-id=\"ee7264d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Primas mensuales m\u00e1s bajas<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28032f4 elementor-widget elementor-widget-text-editor\" data-id=\"28032f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ahorra cada mes pagando menos por tu seguro, sin renunciar a la tranquilidad de estar protegido en caso de emergencia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c87dec1 e-con-full e-flex e-con e-child\" data-id=\"c87dec1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58520b7 elementor-widget elementor-widget-heading\" data-id=\"58520b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Tranquilidad sin comprometer tu bolsillo<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6becc9f elementor-widget elementor-widget-text-editor\" data-id=\"6becc9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ideal si est\u00e1s sano y no visitas mucho al m\u00e9dico. Te enfocas en cuidar tu salud sin gastar de m\u00e1s y sin preocuparte por facturas m\u00e9dicas enormes si algo serio ocurre.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db15c38 e-con-full e-flex e-con e-child\" data-id=\"db15c38\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-26a7912 e-con-full e-flex e-con e-child\" data-id=\"26a7912\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-35ab0c9 e-con-full e-flex e-con e-child\" data-id=\"35ab0c9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dacab70 elementor-widget elementor-widget-text-editor\" data-id=\"dacab70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"181\" data-end=\"346\">La vida es impredecible. Un accidente, una enfermedad grave o una emergencia m\u00e9dica pueden suceder en el momento menos esperado \u2014y los costos pueden ser abrumadores.<\/p><ul><li data-start=\"348\" data-end=\"501\">Un plan <strong data-start=\"356\" data-end=\"372\">catastr\u00f3fico<\/strong> es ideal si est\u00e1s sano, no visitas al m\u00e9dico con frecuencia y solo quieres protegerte ante lo m\u00e1s importante: <strong data-start=\"483\" data-end=\"500\">lo inesperado<\/strong>.<\/li><li data-start=\"348\" data-end=\"501\">Paga <strong data-start=\"540\" data-end=\"570\">primas mensuales m\u00e1s bajas<\/strong>, lo que te da m\u00e1s control sobre tu presupuesto.<\/li><li data-start=\"348\" data-end=\"501\">Mantente cubierto ante emergencias m\u00e9dicas y hospitalizaciones mayores.<\/li><li data-start=\"348\" data-end=\"501\">Accede a servicios preventivos b\u00e1sicos sin costo adicional.<br data-start=\"756\" data-end=\"759\" \/>Puedes evitar endeudarte si llega a pasar algo serio.<\/li><\/ul><p>Si eres joven, saludable y\/o tienes bajos ingresos y buscas un respaldo m\u00e9dico sin gastar de m\u00e1s, este plan puede darte tranquilidad sin vaciar tu cartera.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-137f29f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"137f29f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#FAQ\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Conoce m\u00e1s<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f1bc74f e-flex e-con-boxed e-con e-parent\" data-id=\"f1bc74f\" data-element_type=\"container\" data-e-type=\"container\" id=\"example\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ea8f7e4 e-flex e-con-boxed e-con e-child\" data-id=\"ea8f7e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-882d44e e-con-full e-flex e-con e-child\" data-id=\"882d44e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fe54ad elementor-widget elementor-widget-heading\" data-id=\"3fe54ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">La soluci\u00f3n para emergencias m\u00e9dicas<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f7f0f9 elementor-widget elementor-widget-text-editor\" data-id=\"7f7f0f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"744\" data-end=\"1019\">Una urgencia m\u00e9dica puede llegar sin avisar. Una simple apendicitis puede costar <strong data-start=\"825\" data-end=\"836\">$15,000<\/strong> o m\u00e1s.<br data-start=\"843\" data-end=\"846\" \/>Con un nuestro plan de seguro, podr\u00e1s cubrir gran parte de los gastos, aportando la menor parte desde tu bolsillo.<\/p><p data-start=\"1021\" data-end=\"1109\">Con un plan as\u00ed, puedes concentrarte en tu recuperaci\u00f3n, no en las cuentas del hospital.<\/p><p data-start=\"1021\" data-end=\"1109\">En los siguientes gr\u00e1ficos puedes comprender un poco mejor como funciona la cobertura de nuestro plan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62b8075 e-con-full e-flex e-con e-child\" data-id=\"62b8075\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d89a7b e-con-full e-flex e-con e-child\" data-id=\"5d89a7b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-88f5ee7 e-con-full e-flex e-con e-child\" data-id=\"88f5ee7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21844b1 elementor-widget elementor-widget-text-editor\" data-id=\"21844b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>$0\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03866db elementor-widget elementor-widget-text-editor\" data-id=\"03866db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Costo m\u00e9dico de apendicitis con hospitalizaci\u00f3n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-440d159 elementor-widget elementor-widget-text-editor\" data-id=\"440d159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>$15,000<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18d6478 e-con-full e-flex e-con e-child\" data-id=\"18d6478\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8134ab9 e-con-full e-flex e-con e-child\" data-id=\"8134ab9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75f855a elementor-widget elementor-widget-text-editor\" data-id=\"75f855a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Deducible<\/p><p>$3,000<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a81a656 e-con-full e-flex e-con e-child\" data-id=\"a81a656\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-424f633 elementor-widget elementor-widget-text-editor\" data-id=\"424f633\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Costos m\u00e9dicos restantes<\/p><p>$15,000 &#8211; $3,000 = $12,000<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80629cd elementor-widget elementor-widget-text-editor\" data-id=\"80629cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Usted es responsable de pagar el deducible completo antes de que su seguro comience a cubrir sus facturas m\u00e9dicas. El deducible lo paga el paciente.<\/p><p>En este caso, el costo total es de $15,000; el deducible es de <b>$3,000.<\/b> Los costos m\u00e9dicos restantes ser\u00edan\u00a0<b>$12,000.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f047cba e-con-full e-flex e-con e-child\" data-id=\"f047cba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ea34e72 e-con-full e-flex e-con e-child\" data-id=\"ea34e72\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-669b4ef elementor-widget elementor-widget-text-editor\" data-id=\"669b4ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01313b1 elementor-widget elementor-widget-text-editor\" data-id=\"01313b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Costo m\u00e9dico de apendicitis con hospitalizaci\u00f3n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c12ed74 elementor-widget elementor-widget-text-editor\" data-id=\"c12ed74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>$15,000<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c55c91 e-con-full e-flex e-con e-child\" data-id=\"4c55c91\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0027cb1 e-con-full e-flex e-con e-child\" data-id=\"0027cb1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ced2c50 elementor-widget elementor-widget-text-editor\" data-id=\"ced2c50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Deducible<\/p><p>$3,000<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8537d69 e-con-full e-flex e-con e-child\" data-id=\"8537d69\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6ebbc27 e-con-full e-flex e-con e-child\" data-id=\"6ebbc27\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b20fb41 elementor-widget elementor-widget-text-editor\" data-id=\"b20fb41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Coaseguro<\/p><p>El paciente paga: 30% de $12,000 = $3,600<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46a96ad e-con-full e-flex e-con e-child\" data-id=\"46a96ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b82b419 elementor-widget elementor-widget-text-editor\" data-id=\"b82b419\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Coaseguro<\/p><p>El asegurador paga: 70% de $12,000 = $8,400<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5942d5a elementor-widget elementor-widget-text-editor\" data-id=\"5942d5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El coaseguro es el pago compartido entre el paciente y la aseguradora despu\u00e9s de que se paga el deducible.<\/p><ul><li><strong>Plan Bronce:<\/strong> 60% Aseguradora \/ 40% Paciente<\/li><li><strong>Plan Plata:<\/strong> 70% Aseguradora \/ 30% Paciente<\/li><li><strong>Plan Oro:<\/strong> 80% Aseguradora \/ 20% Paciente<\/li><\/ul><p>Hasta alcanzar su desembolso m\u00e1ximo, los gastos son compartidos con el asegurador. En este caso pagando el 70% (por contar con un plan plata) de los gastos totales, es decir unos <strong>$8400.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08b0912 e-con-full e-flex e-con e-child\" data-id=\"08b0912\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3d0e012 e-con-full e-flex e-con e-child\" data-id=\"3d0e012\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-724b088 elementor-widget elementor-widget-text-editor\" data-id=\"724b088\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60a2aa5 elementor-widget elementor-widget-text-editor\" data-id=\"60a2aa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Desembolso anual m\u00e1ximo del paciente (OOPM)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa8857d elementor-widget elementor-widget-text-editor\" data-id=\"fa8857d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>$9,000<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b9deb4 e-con-full e-flex e-con e-child\" data-id=\"3b9deb4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4fb7831 e-con-full e-flex e-con e-child\" data-id=\"4fb7831\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-02edb0e elementor-widget elementor-widget-text-editor\" data-id=\"02edb0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Deducible<\/p><p>$3,000<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9da849a e-con-full e-flex e-con e-child\" data-id=\"9da849a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7e0833c e-con-full e-flex e-con e-child\" data-id=\"7e0833c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d173f1 elementor-widget elementor-widget-text-editor\" data-id=\"6d173f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Coaseguro<\/p><p>El paciente paga: 30% de $12,000 = $3,600<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc7a41d e-con-full e-flex e-con e-child\" data-id=\"fc7a41d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff8cdcd elementor-widget elementor-widget-text-editor\" data-id=\"ff8cdcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Para completar el OOPM<\/p><p>$2,400<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8348fc elementor-widget elementor-widget-text-editor\" data-id=\"f8348fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El desembolso m\u00e1ximo anual, conocido en ingles como <strong>Out Of Pocket Maximium (OOPM),<\/strong> es el monto m\u00e1ximo que un paciente pagar\u00e1 en facturas o medicas en un a\u00f1o determinado. Hasta alcanzar el OOPM, los gastos son compartidos con la aseguradora mediante el coaseguro.<\/p><p><strong>En este ejemplo especifico,<\/strong> el paciente no pagar\u00e1 m\u00e1s $2,400. Si por alg\u00fan motivo, llega a superarlo en gastos m\u00e9dicos, la aseguradora se hace cargo.<\/p><p>La aseguradora paga todos los costos m\u00e9dicos por el resto del a\u00f1o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9a38f9 e-flex e-con-boxed e-con e-parent\" data-id=\"f9a38f9\" data-element_type=\"container\" data-e-type=\"container\" id=\"FAQ\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fb07d49 e-con-full e-flex e-con e-child\" data-id=\"fb07d49\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82da4b9 elementor-widget elementor-widget-heading\" data-id=\"82da4b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preguntas frecuentes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35b373e elementor-widget elementor-widget-n-accordion\" data-id=\"35b373e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5630\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-5630\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo obtener ayuda financiera con un plan Bronce? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5630\" class=\"elementor-element elementor-element-d1e25a2 e-con-full e-flex e-con e-child\" data-id=\"d1e25a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5630\" class=\"elementor-element elementor-element-bb906dd e-flex e-con-boxed e-con e-child\" data-id=\"bb906dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb5b540 elementor-widget elementor-widget-text-editor\" data-id=\"fb5b540\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed, puede aplicar cr\u00e9ditos fiscales para primas para reducir las primas del plan Bronce si sus ingresos familiares se encuentran entre el 100 % y el 400 % del Nivel Federal de Pobreza (FPL). En 2021, 4 millones de personas sin seguro m\u00e9dico calificaron para un plan Bronce con prima de $0.<\/p><p>Sin embargo, los planes Bronce <strong>no son elegibles para los subsidios de reducci\u00f3n de costos compartidos<\/strong> (&#8220;cost-sharing reduction&#8221; o CSR), que solo est\u00e1n disponibles para los planes Plata.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5631\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5631\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1les son los deducibles y los m\u00e1ximos de desembolso de los planes Bronce? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5631\" class=\"elementor-element elementor-element-b199f4a e-con-full e-flex e-con e-child\" data-id=\"b199f4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5631\" class=\"elementor-element elementor-element-1b3313b e-con-full e-flex e-con e-child\" data-id=\"1b3313b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b6b6a6 elementor-widget elementor-widget-text-editor\" data-id=\"0b6b6a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Los planes Bronce suelen tener deducibles altos, a menudo de $5,000 a $7,000 para individuos y de $10,000 a $14,000 para familias.<\/p><p>El l\u00edmite m\u00e1ximo de gastos de bolsillo para 2024 es de $9,450 para individuos y $18,900 para familias. Una vez alcanzado este l\u00edmite, el plan cubre el 100% de los costos dentro de la red.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5632\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5632\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo utilizar una cuenta de ahorros para gastos m\u00e9dicos (HSA) con un plan Bronce? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5632\" class=\"elementor-element elementor-element-06953cc e-con-full e-flex e-con e-child\" data-id=\"06953cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5632\" class=\"elementor-element elementor-element-d781647 e-con-full e-flex e-con e-child\" data-id=\"d781647\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44b2c92 elementor-widget elementor-widget-text-editor\" data-id=\"44b2c92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Muchos planes Bronce califican como planes de salud con deducible alto (&#8220;high-deductible health plans&#8221; o HDHPs), lo que le permite contribuir a una HSA. Las HSA le permiten ahorrar dinero antes de impuestos para gastos m\u00e9dicos calificados, lo que puede ayudar a compensar deducibles y copagos altos.<\/p><p>Consulte con nosotros los detalles de su plan para confirmar su elegibilidad para una HSA.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5633\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5633\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo me inscribo en un plan Bronce y cu\u00e1ndo puedo hacerlo? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5633\" class=\"elementor-element elementor-element-1c49aa0 e-flex e-con-boxed e-con e-child\" data-id=\"1c49aa0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5633\" class=\"elementor-element elementor-element-6adffe9 e-con-full e-flex e-con e-child\" data-id=\"6adffe9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4fc012 elementor-widget elementor-widget-text-editor\" data-id=\"e4fc012\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Puede inscribirse durante el per\u00edodo de inscripci\u00f3n abiert0 de la ACA (Desde el 1 de noviembre al 15 de enero en la mayor\u00eda de los estados) o durante un per\u00edodo de inscripci\u00f3n especial si experimenta un evento de vida calificado (por ejemplo, p\u00e9rdida de empleo, matrimonio).<\/p><p>La inscripci\u00f3n se realiza a trav\u00e9s del Mercado de Seguros M\u00e9dicos ACA (<a href=\"https:\/\/www.healthcare.gov\/\" target=\"_blank\" rel=\"noopener\">HealthCare.gov<\/a> o bolsas estatales) y necesitar\u00e1 informaci\u00f3n personal como su n\u00famero de Seguro Social y datos de ingresos econ\u00f3micos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\\u00bfPuedo obtener ayuda financiera con un plan Bronce?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"S\\u00ed, puede aplicar cr\\u00e9ditos fiscales para primas para reducir las primas del plan Bronce si sus ingresos familiares se encuentran entre el 100 % y el 400 % del Nivel Federal de Pobreza (FPL). En 2021, 4 millones de personas sin seguro m\\u00e9dico calificaron para un plan Bronce con prima de $0.Sin embargo, los planes Bronce no son elegibles para los subsidios de reducci\\u00f3n de costos compartidos (&#8220;cost-sharing reduction&#8221; o CSR), que solo est\\u00e1n disponibles para los planes Plata.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfCu\\u00e1les son los deducibles y los m\\u00e1ximos de desembolso de los planes Bronce?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Los planes Bronce suelen tener deducibles altos, a menudo de $5,000 a $7,000 para individuos y de $10,000 a $14,000 para familias.El l\\u00edmite m\\u00e1ximo de gastos de bolsillo para 2024 es de $9,450 para individuos y $18,900 para familias. Una vez alcanzado este l\\u00edmite, el plan cubre el 100% de los costos dentro de la red.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfPuedo utilizar una cuenta de ahorros para gastos m\\u00e9dicos (HSA) con un plan Bronce?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Muchos planes Bronce califican como planes de salud con deducible alto (&#8220;high-deductible health plans&#8221; o HDHPs), lo que le permite contribuir a una HSA. Las HSA le permiten ahorrar dinero antes de impuestos para gastos m\\u00e9dicos calificados, lo que puede ayudar a compensar deducibles y copagos altos.Consulte con nosotros los detalles de su plan para confirmar su elegibilidad para una HSA.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfC\\u00f3mo me inscribo en un plan Bronce y cu\\u00e1ndo puedo hacerlo?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Puede inscribirse durante el per\\u00edodo de inscripci\\u00f3n abiert0 de la ACA (Desde el 1 de noviembre al 15 de enero en la mayor\\u00eda de los estados) o durante un per\\u00edodo de inscripci\\u00f3n especial si experimenta un evento de vida calificado (por ejemplo, p\\u00e9rdida de empleo, matrimonio).La inscripci\\u00f3n se realiza a trav\\u00e9s del Mercado de Seguros M\\u00e9dicos ACA (HealthCare.gov o bolsas estatales) y necesitar\\u00e1 informaci\\u00f3n personal como su n\\u00famero de Seguro Social y datos de ingresos econ\\u00f3micos.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5810fb e-flex e-con-boxed e-con e-parent\" data-id=\"b5810fb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9623a20 elementor-widget elementor-widget-heading\" data-id=\"9623a20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u00bfTienes m\u00e1s dudas?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b6e713 elementor-widget elementor-widget-heading\" data-id=\"7b6e713\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ases\u00f3rate con nosotros<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c58bc88 elementor-widget elementor-widget-text-editor\" data-id=\"c58bc88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sabemos que elegir un plan de cobertura puede ser confuso, y por eso estamos aqu\u00ed para ayudarte. Nuestro objetivo es asegurarnos de que entiendas bien tus opciones y tomes la mejor decisi\u00f3n para ti y tu familia.<\/p><p>D\u00e9janos tus datos y te contactaremos para responder tus dudas y guiarte en lo que necesites. Sin presiones, sin compromisos, solo asesor\u00eda real y personalizada.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af8366 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6af8366\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cont\u00e1ctanos <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Plan de salud catastr\u00f3fico de bajo costo Este plan de cobertura es una opci\u00f3n de bajo costo dise\u00f1ada para protegerte en caso de emergencias m\u00e9dicas graves o enfermedades inesperadas. Est\u00e1 pensado para personas j\u00f3venes o con ingresos limitados que no necesitan atenci\u00f3n m\u00e9dica frecuente, pero quieren estar cubiertos ante lo peor. Cont\u00e1ctanos Mira un ejemplo [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":58,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","footnotes":""},"class_list":["post-565","page","type-page","status-publish","hentry"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Inexpensive Catastrophic Healthcare Only Plan - Arrue Insurane<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/arrueinsurance.com\/en\/insurance\/inexpensive-catastrophic-healthcare-only\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inexpensive Catastrophic Healthcare Only Plan - Arrue Insurane\" \/>\n<meta property=\"og:description\" content=\"Plan de salud catastr\u00f3fico de bajo costo Este plan de cobertura es una opci\u00f3n de bajo costo dise\u00f1ada para protegerte en caso de emergencias m\u00e9dicas graves o enfermedades inesperadas. 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